Meal Planning is Awesome & Can Save You Money

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Earlier this year my girlfriend and I stopped improvising dinner every night, and started meal planning together every week. So far, it’s been an amazing change…

Posted in Musings

DIY Mini-Split Heat Pump System

diy-mini-split-heat-pump-system

Because of my high heating costs, I’ve always had an eye on alternative heating technologies, especially heating & cooling mini-split heat pumps. Heat pumps are efficient and awesome because they exchange heat from the outside air to your living space. After many calculations, excess research, and carefully considering a variety of different systems, I decided to pull the trigger and buy one to install myself.

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Defining My Dream Job

jesse-ynab

I currently work at an agency in the online marketing industry. I have a good job, with people I like, but sometimes it’s a useful exercise to let go of your current reality and explore your dreams. Putting an idea out into the world can sometimes help trigger life changes and inspire something new. While I have some entrepreneurial aspirations, I believe I can be perfectly content working for someone

Posted in Musings

Amping up Travel Hacking & Credit Card Churning

costa-rica-travel-hacking-airline-miles

In the past, I’ve dabbled casually in credit card rewards, usually focusing on cards with up-front cash bonuses. In the past few months, I’ve really cranked up my efforts after finding a lot of great information on the MMM forum, and flyertalk. I enjoy researching and deploying strategies for cheap travel & cash back, and it’s insane how much cheap travel and bonus dollars can be had with just a

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My Emergency Fund Now Beats Inflation (Earning 4.35% APR)

emergency-fund-beating-inflation-prepaid-debit-cards

I have a $5,000 cash emergency fund, as well as another $5,000 in cash that represents future spending in various budget categories (household maintenance, car repair, etc.). Nothing bothers me more than cash sitting around losing value due to inflation, so I’ve been experimenting with how to put these cash reserves to work. After a bit of research and setup, I am now earning an average of 4.35% risk free

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Side Hustle Round Up: 2014 Income

side-hustle-round-up-2014-income

In my last post I mentioned that I probably have too many side hustles. I treat many of my side projects as hobbies, but there’s often the extra benefit of side income as well. Thinking about all I’ve done outside of my full time job this year, I was curious about the numbers, so below is income for my 2014 side gigs (I don’t expect to add much more to

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Start Living the Financially Independent Life Now?

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When I first started writing here, I gave myself the goal of being financially independent and able to retire in 12 years. I was (and continue to be) inspired by what is accomplished by combining a hefty savings rate and an intentionally low cost of living. I’ve worked toward amassing a large nest egg to draw from for the rest of my life. I work a full time job and

Posted in Musings