Huge Housing Mistakes: Compromising on Location

bike-on-country-road

It’s funny how often people make compromises they shouldn’t when buying a house – borrowing too much, not saving a down payment, etc. My house purchase was a huge mistake for a number of reasons, but today I want to focus on one specific reason, and how it’s affected my life since: compromising on location.

Tagged with: , ,
Posted in Musings

Babies Don’t Need Shoes!

babies-dont-need-shoes

I am not a parent and I’m not sure if I’ll ever have kids, but I do know this: babies don’t need shoes. One of the more disturbing trends I’ve witnessed over the past few years is a consumerism & shopping addiction applied to child rearing. It’s surprising how often I see newborns wearing shoes that cost more than mine. The kids seem to know it’s crazy, they spend the

Tagged with:
Posted in Musings

Tenant Pitfalls: Flat Rate Rent, Utility Costs, & Other Tips

steamy-shower

Do you have any boarder/tenant horror stories? Sometimes a great strategy for earning extra money can be to rent out the spare room or an entire area of your house to a tenant. In the previous sentence I chose the word “earning” carefully because I won’t lie to you, it’s never a completely pleasant experience sharing your home with someone; it can pay well, and it’s a good learning experience, but I believe there are downsides that must be considered.

Tagged with:
Posted in Musings

Frugal Fun: Spring Gardening!

garden-seedlings-tomatoes-featured

I am getting excited for this season’s vegetable gardening adventures – here’s how my garden is coming along so far… (read for photos)

Tagged with:
Posted in Musings

Frugality & My Purpose in Life

philosophy-frugality-my-purpose-in-life

I’ve always enjoyed frugality and I’ve always been slightly unnerved with the blatant and unchallenged consumerism that surrounds me every day. Committing myself to a life of conscious spending, savings, and simple living over the past few years has been enlightening for me, and the exploration of that mindset is part of the reason I am writing this blog. While this lifestyle feels like an old pair of jeans that

Tagged with:
Posted in Musings

Credit Card Float & Rewards Programs are Dangerous

credit-card-rewards-programs-are-dangerous

A few years back after getting my first rewards credit card while I was in college, I started playing a dangerous game – the credit card rewards game. I’m sure you’re all familiar with how nice the rewards can be if played correctly, but this game also has often-overlooked psychological hurdles, and people consistently tripping over those hurdles is exactly how the credit card companies can afford to give out

Tagged with: ,
Posted in Musings

Bike Porn

bike-porn-featured

A while back, I did a closeup “bike porn” photo shoot with my 10 speed beater bike. I really like how some of the photos turned out, and I ended up using some of them in my submissions for MMM’s logo contest. Additionally, I was happy to see MMM use one of the photos in a blog post as well – very cool! I figured other people might like to

Tagged with:
Posted in Musings