About.

Hey there - I'm kudy. Here you will find my musings about financial independence, lifestyle design, and entrepreneurship. I quit my job in April 2018 to try a self-employed gap year on the road where I can hopefully better align my life to my tenets of financial well being. I hope you follow along!

Blog Archives

Financially Naked: Sharing My Income and Net Worth?

When I started this blog I wanted to be cool and include my net worth on the site. After all, personal finance bloggers share their personal finances, right? But after putting my financial numbers out there for a few months, I realized it wasn’t all that entertaining or enlightening. I also realized I wasn’t super comfortable sharing my income and net worth publicly, even if done through an anonymous blog.

Posted in Musings

Gap Year Planning: Progress, Anxiety, and a New Truck?

If you’re following along in my recent series of posts about taking a gap year to experiment with self employment (post 1, post 2), the latest news is that plans are becoming ever more real (and ever more anxiety inducing). I put in my notice at work (an angst-filled task that I was happy to get over with). It’s now official, and I will be done at the end of

Posted in Gap Year Experiment, Musings

I’m Quitting my Job & Moving Into a Trailer

Last week I revealed that I am planning a “gap year,” starting in the next few months. So how about some details? Let’s define my gap year!

Posted in Gap Year Experiment, Musings

A Gap Year and Permission to Fuck it All Up

For the past 10 years I’ve pursued a fairly consistent career path. The work is not my life’s passion, but I am generally good at it, and it has been somewhat lucrative and rewarding. I haven’t put 100% of my energy toward developing my skills and excelling in my work, but like most people, I’ve allowed work to consume most of my time and focus in exchange for a comfortable

Posted in Gap Year Experiment, Musings

Mediterranean Cruise & Italy Vacation: Total Out of Pocket Cost

Last month my SO and I enjoyed a two week trip to Italy & the Mediterranean. We had a wonderful time cruising to Croatia, Montenegro, and Greece for a week, and then exploring Italy for another week. In Italy we attempted the whirlwind tour – we saw a number of cities and visited many of the highlights of Venice, Milan, and Florence. We didn’t spend enough time in any of

Posted in Musings

Our Travel Hacked Mediterranean Cruise & Italian Vacation

I enjoy travel hacking and playing the credit card bonus game more than I probably should – scheming ways to maximize the value from my monthly spend is one of my favorite hobbies. So, with all of the time, planning, and scheming that goes into this hobby, what’s the result? If done right, you get to do a lot of cheap traveling – last year we went to Costa Rica

Posted in Musings

Alternative Paths to FIRE: Part Time Job?

As I’ve written about before, I sometimes consider abandoning my career path and following the less intense route to FIRE. I daydream about leaving the stressful 40-hour workweek behind, and instead working part time or seasonally (as well as side hustling) to cover expenses. Of course, these are mostly *just* daydreams, but sometimes it’s fun to think of alternatives to the mainstream. Working a part-time job would remove some of

Posted in Musings

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