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My Tenets of Financial Well Being

I believe that a satisfying life is built on living true to my values and I’ve known for a long time that I value simplicity, security, and freedom. These values are likely why I am so strongly drawn to the idea of financial independence. I’ve been consciously and deliberately saving toward my goal of financial independence and early retirement (FIRE) for more than 4 years now, and along the way

Posted in Musings

To DIY or Not to DIY?

Sometimes owning a house is a real hassle. Actually, let me clarify that and say, sometimes owning a house while holding a full-time job can be a real hassle. If you’re a homeowner you know that there’s an endless stream of maintenance issues always coming at you that will either cost you time or money. If you’re frugal and a little bit handy, you may also have the urge to DIY as many of those maintenance issues as you can, adding to the complexity…

Posted in Musings

What My Dad Taught Me About Money

My dad retired a few days ago on April 1st at the age of 65. I am extremely happy that my parents are in a secure enough position that he can choose to retire on social security at the “normal” retirement age, and I am hopeful that he will really be able to enjoy his retired life. His retirement is a milestone that causes me to reflect on all the

Posted in Musings

Sunday Journal: Spring Fever!

Seedlings Sprouting! I am starting to get a bit of spring fever, helped by the incredibly nice weather we’ve had recently, and the sprouting seedlings in my basement. I am really looking forward to getting outside to plant my garden and soak up that wonderful spring sunshine. My compost heap is begging to be turned over, and there should be a rich layer of fresh compost waiting and ready to

Posted in Musings

Our Costa Rica Vacation for Only $800 Per Person

A few weeks ago my girlfriend and I visited San José Costa Rica. We were inspired to take a vacation there for a number of reasons, including the really cheap airfare; it proved to be a great trip! We drove a rental car all over the place (an adventure on it’s own), hiked in the rainforest, ziplined, toured a coffee plantation, visited the beach, and attempted to absorb as much

Posted in Musings

Side Hustle Round Up: 2015 Income

This year I had a good haul of extra income in side hustles – I focused a lot more energy than I have in the past on credit card bonuses (particularly miles) and checking account bonuses. I’ve tried to summarize everything I earned in side gigs below. Credit card rewards, checking account bonuses, etc…

Posted in Musings

Sunday Journal: Sobriety Edition

For the past few years, I’ve done a sober January challenge. Every year people give me a hard time about it and ask me why I’m doing it; basically, I do it as a personal challenge, so I don’t get soft. I want to challenge myself to be a bit healthier, and to challenge the (bad) habit of having drinks every weekend. It’s also a good reset after a holiday season of excess…

Posted in Musings